Valuation, restoration, transport storage, With the right insurance, you'll have a a team of people to help you through the claims process.
The agent will assist you in understanding the complexity of collection.
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Remember that celebration at a collector's house? If you had a Chinese vase to the Ming period was to be smashed to the ground, as it did then who would be the person responsible?
Uninsured implies that there's not just a loss of physical property, but also a financial loss. It's not worth returning.